Do you live in Hawaii and need health insurance? There are options for you! COBRA health insurance in Hawaii is not something everybody is able to access.

In 2019, there were 1.4 million residents in the state of Hawaii, and out of that, over 4% of people were uninsured. This clearly demonstrates the need for COBRA insurance alternatives in Hawaii.

Finding Hawaii health insurance doesn't have to be as complicated as you think it does. If you don't have COBRA health insurance in Hawaii, then what can you do? Believe it or not, you do have other options.

But what are the alternative options to COBRA health insurance in Hawaii? Let's review this list of alternatives to COBRA right now to find out!

Medicaid (QUEST)

Medicaid in Hawaii is called QUEST. Medicaid is a state-funded insurance program mainly for low-income adults, pregnant women, children, and senior citizens.

Since 2010, more people are eligible to qualify for Medicaid. Even if you did not qualify in the past, there is a good chance you will now. Almost 20% of people in Hawaii received QUEST benefits in 2019. 

Medicare

Medicare is offered by the Social Security Administration. If you are over 65 years old, on disability benefits, or have a qualifying disease you should be eligible for these benefits.

The cost varies depending on which plan you choose. You can find out more information on their website.

Med-QUEST

Individuals and families in Hawaii with a certain family size and monthly income may be eligible for this.

You can visit their website anytime to register and see if you qualify. You will have to complete an application and assessment. There are no open or closed enrollment periods either.

Health Insurance Marketplace

The Health Insurance Marketplace can help you compare prices and enroll in health care coverage you can actually afford!

If you apply through insurance through the marketplace, you will be informed if you qualify for Medicaid, premium tax credits, or cost savings. Businesses can also use this site to find coverage for their employees.

Community Resources

Hawaii has a huge network of community centers available. These centers are not for profit and offer free or low-cost health services.

Community Health Centers are extremely important to the healthcare system in Hawaii, as they provide necessary health services to the most vulnerable people.

They help navigate between the barriers that prevent people from accessing healthcare, and also invest in community development!

COBRA Health Insurance In Hawaii Alternatives

Now that you are aware of the alternatives to COBRA insurance in Hawaii, you can start your research to find what works for your individual situation.

You need to be financially prepared for any health obstacles that might come your way. Every single person needs access to affordable healthcare, no matter what their personal or employment situation might be.

If you need help with finding your COBRA insurance alternatives, reach out to us today! Our experts can help guide you in the right direction.

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