COBRA Insurance and Low Cost Alternatives in Oklahoma

COBRA Insurance and Low Cost Alternatives in Oklahoma

COBRA Insurance and Low Cost Alternatives in Oklahoma

COBRA insurance in Oklahoma is available for those who qualify. The reason that most people find COBRA insurance rates to be unaffordable is because it’s 102% of the total cost of the plan. That is comprised of a 2% administrative fee, what you were paying for your insurance, and what your employer was paying. Once you have some information on low cost alternatives you will be able to choose the option that works best for you.

COBRA Insurance Alternatives in Oklahoma

Our experts are specialists at helping people with low cost alternatives to COBRA insurance. There are health insurance plans that will fit every budget; it’s just a matter of knowing what they are, so that you can find one you are comfortable with. Our team can help you with the variety of options to consider, including such COBRA insurance alternatives in Oklahoma as:

  • Short Term Insurance. The short term plans have been designed to provide you with low cost health insurance between jobs. You can have the plan for as little as 30 days and up to a year.
  • Indemnity Plans. Also referred to as fee-for-service plans, these will offer you more control over your health provider choices. You can go to the doctors you prefer, and then once you meet your deductible you can submit the bills for payment.
  • Associate Plans. These are plans where groups of people who have something in common have come together in order to obtain a low cost health insurance rate. These are idea for freelancers, self employed, etc.

Affordable Health Insurance Options in Oklahoma

Although you may qualify for COBRA insurance, you may find that it is something you can’t fit into your budget. We are experts at helping people find a low cost health insurance plan that will fit into their budget. Within just a few minutes one of our specialists can match you to a plan that will work for your situation. Contact us today for a free quote!

COBRA Insurance in Oklahoma

In 1985, the federal government created the Consolidated Omnibus Budget Reconciliation Act (COBRA). Prior to that, if you lost your job or had your hours reduced you would lose your health insurance. COBRA allows you to keep it, as long as you pay for the total amount of the plan.

The federal law allows you to keep your health insurance if you lose your job, whether voluntarily or not. It also allows you to keep your health insurance if your hours are cut. In order to do so, you will have to pay the total cost for the plan. If you are like most people, you will find that the cost of paying for the whole plan is more than you can afford. This makes it that much more important to consider the low cost alternatives that are available.

There are some qualifications you will need to meet to be able to get COBRA insurance. The employer you were working for would need to have been providing you with health insurance, and the company would have needed to have been employing at least 20 people. Whether or not you qualify for COBRA insurance, we can help you find low cost health insurance alternatives that will fit your budget and provide you with the coverage you need. Contact us today to speak with a specialist who can help you find the right plan.

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